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Eugene, Oregon · Licensed in eight states

We read the fine print. All hundred carriers’ worth.

Eighteen years an agent, and more than a hundred carriers to choose from. We build the policy around what you actually own — not around what happens to be easy to sell.

Comparing carriers 2022 TACOMA · EUGENE 97405
FarmersBundled home + auto
SafecoPreferred tier
ProgressivePrior claim on file
TravelersMulti-vehicle discount

Illustrative. Carrier fit depends on your actual driving record, property, and history.

18Years an agent
Top 1%Farmers Presidents Council
100+Carriers compared
8States licensed
  • Farmers
  • Travelers
  • Liberty Mutual
  • Safeco
  • Progressive
  • Nationwide
  • The Hartford
  • Chubb

What Oregon actually requires

The state minimum is a legal floor. It was never a plan.

Oregon asks for 25/50 in bodily injury, $20,000 in property damage, and $15,000 of personal injury protection. Most policies we’re handed to re-shop are sitting on exactly those numbers. One bad afternoon on Beltline and that math stops working — and the difference comes out of your house.

How Oregon auto coverage works
Declarations Oregon · Personal Auto
Bodily injury liability$25K / $50K
Property damage$20,000
Personal injury protection$15,000
Uninsured motorist$25K / $50K
What we usually recommend$250K / $500K

Oregon’s statutory minimums. Confirm current figures with your agent before relying on them.

Free, no obligation

Find out what you’ve been overpaying.

Answer a few questions and we’ll shop it across our carriers. A real person reviews every quote before anyone calls you.